With Comprehensive coverage, your insurance company pays for damage to your auto caused by an event other than a collision, such as fire, theft or vandalism. If you hit an animal, or if your auto is flooded or stolen, Comprehensive coverage will apply.
Outpatient care, sometimes called ambulatory care, describes medical care or treatment that does not require an overnight stay in a hospital or medical facility. Outpatient care may be administered in a medical office or a hospital, but most commonly, it is provided in a medical office or outpatient surgery center.
Explosion insurance refers to insurance coverage that covers property loss resulting from rapid nuclear or chemical reactions that produce heat, light, noise and a shock wave, or otherwise commonly known as an explosion. Usually written as part of an extension on a fire policy, it does not, however, cover the loss of pressurized instruments, pipes, and steam boilers. These pieces of equipment require separate policies.